Home Budget Analysis

Analyze your budget, see where your money goes and find out where you can improve!


 

Definitions
Your income Your total gross income from your paycheck.
Other income Any other income that you receive including bonuses, alimony, child support or income from a business.
Federal tax withholding Total amount withheld for federal taxes. Enter this amount from your pay stub.
State tax withholding Total amount withheld for state taxes. Enter this amount from your pay stub.
Local tax withholding Total amount withheld for local taxes. Enter this amount from your pay stub.
Other taxes and withholdings Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
FICA Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Medicare Total withheld for Medicare based on the gross income on your paycheck.
Insurance and benefits Total amount withheld for insurance and benefits by your employer. Enter this amount from you pay stub.
Company retirement savings plan Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.