Loan Rates

Loan Rates Effective December 7, 2009
Loan Type   Annual Percentage Rate
New Car (36-72 Months) As low as 3.99%*
Used Car (2009-1999) As low as 4.99%*
Home Equity Line of Credit (Adjustable)   New Loans-Prime + 1% = 5%
Home Equity Loan (Fixed) As low as 6.50%*
Mortgage As low as 6.50%*
Personal As low as 5.99%*
Share Secured   Share Rate + 2%
RV's, Boats, & ATV's As low as 7%*
Medical Co-Pay Loan   12.00%
Credit Builder Loan   14.00%
VISA® Platinum Rates
Fixed Rate As low as 9.9%*
*These rates are NWGACU's best rates for qualified members. All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a Financial Services Officer for details.
Loan Fees and Freebees
Application Fee Free
Online Application Free
Payroll Deduction Free
VISA® Platinum Fees and Freebees
Annual Fee None
Late Payment $20.00
Over Limit $10.00
Returned Check $5.00
Sales Draft/Statement Copy $8.00
Grace Period 25 Days
Online Application Fee Free