Northwest Georgia Credit Union offers a totally free share draft (checking) account. Members with our checking account enjoy several benefits, such as:

• No minimum balance to open or maintain the account
• No monthly fees
• No per check charges
• Free VISA® Debit Card
• Free Online Banking
• Free Online Bill Pay
• Free Teller Line – 24-hour access to your account
• Automated Teller Machine (ATM) access with your debit card
• Direct deposit and payroll deduction
• Dividends paid to your account quarterly (calculated on the daily balance)
• Overdraft Protection is available

To report a lost or stolen VISA Debit Card after NWGACU business hours, call 800.754.4128 immediately. T report a lost or stolen VISA Credit Card after NWGACU business hours, call 800.299.9842 . If you discover you are missing either card during NWGACU business hours, please contact a Financial Services Officer at the credit union by calling 706.291.9290.