A money market account with Northwest Georgia Credit Union provides the following valuable benefits to members:

  • Unlimited withdrawals with no penalty
  • Low minimum balance required
  • Dividends paid monthly (calculated on the daily balance)
  • May be used as overdraft protection for share draft (checking) account
  • May be set up as a share account or a share draft account
  • If set up as a share account, it may be used as collateral for a loan with a lower interest rate
  • Deposits can be made by mail, in person, or by payroll deduction

There are three types of money market accounts available to NWGACU members, each with progressively higher dividend rates:

Bronze—minimum account balance of $1,000
Silver—minimum account balance of $15,000
Gold—minimum account balance of $30,000

To learn more about opening your money market account and available rates, contact a Financial Services Officer at 706.291.9290.