About This Policy

Northwest Georgia Credit Union is committed to providing our members with competitive financial products and services to help you meet your goals. We are equally committed to protecting the privacy of our members. Under Federal law, we are required to give you this privacy notice. It describes our privacy policy and practices concerning the information we collect from our members. It also describes the categories of vendors with whom we share information, as permitted by law. We will only collect and disclose the personal information that is necessary to conduct our business and to provide competitive financial products and services.

Information We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on application or other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency.

Information We Disclose

We may disclose the following kinds of nonpublic personal information about you, as permitted by law:

  • Information we receive from you on applications or other forms, such as your name, address, Social Security number, and income;
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and credit card usage; and
  • Information we receive from a consumer reporting agency, such as your credit worthiness and credit history

Parties to Whom We Disclose

We may disclose nonpublic personal information about you to the following types of third parties:

  • Financial service providers, such as check clearing houses, check printers, debit and credit card processors, and insurance agents; and
  • Non-financial companies, such as direct marketers and retailers.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.