High interest rates? You’re over it. No bonus points or rewards on your purchases? That’s so last season. Hidden fees? Posh!

It’s time to upgrade your wallet to the NWGACU VISA Platinum credit card. Our new card offers you a piece of the good life:

Style. Sleek, simple, and oh-so-shiny, our new NWGACU Visa Platinum looks good on you!

Rewards. Earn ScoreCard™ Bonus Points on all your purchases. Your Bonus Points can be easily redeemed online for travel and for fun, useful merchandise. In fact, you can even redeem your Bonus Points for airline tickets at the 20,000 level. Most credit cards require 25,000-30,000 points for airline tickets.

Saves you money. With consistently low fixed rates, no annual fee, low finance charges, no high fees, and no rate changes due to delinquency, your credit card payments will go further. As a not-for-profit cooperative, NWGACU's goal is to help you save money and encourage financial responsibility.

Easy communication. NWGACU maintains your credit card account locally, unlike some credit card issuers who have sold their credit card account relationship to a gigantic third-party company. This means you don't have to jump through hoops to speak with a live person about your account. Just call our office.

Better yet, if you transfer a balance from your old credit card to your new NWGACU VISA Platinum, you will receive 2.8% APR on your transferred balance until the end of 2008!

Ready to upgrade your wallet? Stop by one of our offices, contact us at 706.291.9290 or 706.802.0030 or apply online!

* 2.8% APR is available on balance transfers only. There is no balance transfer fee. Cardholders will receive 2.8% APR on balance transfers made between February 4, 2008 and October 31, 2008. The 2.8% APR will be in effect through the January 2009 billing cycle. Current Northwest Georgia Credit Union cardholders cannot convert their current Northwest Georgia Credit Union VISA credit card balance to 2.8% APR. Balance transfers will be treated as cash advances. Balance transfers are not eligible for ScoreCard™ Bonus Points and interest will begin to accrue from the date the balance is posted to your account.

Qualifications are based on an assessment of individual creditworthiness and underwriting standards. As of the January 2009 billing cycle date, balance transfers will convert from 2.8% APR to your current APR that is assessed on purchases and cash advances. Programs, rates, terms and conditions are subject to change without notice. For current rates, terms and conditions, please contact us at 706.291.9290.