NWGACU at a Glance

Located in Rome, Georgia, Northwest Georgia Credit Union is a financial cooperative that is owned by its members. Unlike other financial institutions credit unions:

  • are not-for-profit
  • exist to serve members with low-cost consumer financial products
  • are owned by members, not stockholders
  • offer warm, personal service

Founded by a small group of teachers in 1961, the credit union opened its doors as Floyd County Teachers Federal Credit Union to serve educators of Floyd County Schools, Rome City Schools, and Coosa Valley Technical College. As word spread about the benefits of credit union membership, a growing number of business, organizations, and private schools also began to offer membership as a benefit to employees and their families. The name was officially changed to Northwest Georgia Credit Union in the 1980s to better reflect the field of membership.

Northwest Georgia Credit Union currently serves all of Floyd County, plus approximately 100 employee groups in the Greater Rome community. With our hearts and our roots in education, Northwest Georgia Credit Union’s priority is helping our members strengthen their financial direction to become even more savvy and secure.

Mission Statement

Northwest Georgia Credit Union will provide quality financial services that continually exceed the needs and expectations of members and potential members. We will become the primary financial institution for our members, maintain earnings and reserves in order to promote sound growth and encourage member confidence, and contribute to the well-being of the community.

Vision Statement

The vision of Northwest Georgia Credit Union is to be the primary financial institution for our members by creating consistently impressive experiences and establishing loyal, engaging relationships.

Our Core Values

We believe…

…that being fiscally sound is the foundation of being a respected financial institution.
…that being a member-owner is better than being a customer.
…that all people deserve a helping hand.
…that education is the key to financial wellbeing.
…that financial services should be affordable and convenient.
…that a conservative approach to lending encourages financial healthiness.
…that community partnership is powerful.