Unbelievable Checking

  • Totally free. Really!
  • Comes with free eBranch services, free Teller Line, and a free VISA® Debit Card
  • No minimum balance requirements
  • Direct deposit and payroll deduction available


Call us at 706.291.9290,
or visit one of our locations

Our Unbelievable Checking account is as good as it sounds. Simple, convenient, and worry-free.

No fees

  • No minimum balance to open or maintain the account
  • No monthly fees
  • No per check charges

Free VISA® Debit Card

Free eBranch

Free Teller Line

Teller Line allows you to access your account over the phone. By saving Teller Line’s number in your cell phone, account access is available 24-hours a day, even when you’re away from your computer. Account information has the same up-to-the minute accuracy as Online Banking, and it is accessed using the confidential access code that you select. Teller Line provides access to account history, loan information, transfers, withdrawals, and more.

If you already have an account with us, but you are not currently enrolled in Teller Line, stop by to see a Financial Services Officer at either one of our locations to enroll in person.

Teller Line: 706.234.6003. Need Help? Read our Teller Line Owner's Manual!

Additional account information

  • Dividends paid to your account quarterly (calculated on the daily balance)
  • Overdraft Protection is available

Ready to open your Unbelievable Checking account? Use our Switch Kit to get started - it makes changing accounts as simple as possible!

To report a lost or stolen VISA Debit Card after NWGACU business hours, call 800.754.4128 immediately. To report a lost or stolen VISA Credit Card after NWGACU business hours, call 800.325.3678 . If you discover you are missing either card during NWGACU business hours, please contact a Financial Services Officer at the credit union by calling 706.291.9290.