Unbounce Courtesy Pay

  • Totally free
  • Allows us to pay items on your behalf
  • Available for debit card transactions as well


Call us at 706.291.9290,
or visit one of our locations

What is Unbounce Courtesy Pay?

Every now and then, we are all bound to make mistakes in our checking accounts. Unforeseen expenses or miscalculating your account balance can cause you to overdraw your account. Unbounce Courtesy Pay allows us to pay items on your behalf, even when your checking account balance is at zero. Unbounce Courtesy Pay, also known as our standard overdraft practices, is a benefit offered to qualified members that allows us to pay transactions presented against your checking account even if it causes your account to become overdrawn up to an aggregate limit of $500. Unbounce Courtesy Pay covers checks, ACH items, and bill pay transactions. It keeps you from facing additional charges from the merchant, not to mention the embarrassment of a declined transaction.

How does Unbounce Courtesy Pay Work?

Overdrafts on your checking account, up to $500 (including the amount of any overdrawn items and Unbounce Courtesy Pay fees), may be honored by Northwest Georgia Credit Union. Each time you access your Unbounce Courtesy Pay, we will assess a $30 fee. You must then bring your account current within 30 days.

What if I Already Have Overdraft Protection?

Kudos for being a smart consumer--overdraft protection can save you money, and we applaud you for thinking forward. If you have set up overdraft protection, whether by loan or transfer from savings (or both), we will always attempt to pay an overdraft using these methods first before accessing your Unbounce Courtesy Pay.

Do I Need to Apply for Unbounce Courtesy Pay?

No. As long as you are a member in good standing, you have been given the privilege of Unbounce Courtesy Pay as a feature of your Unbelievable Checking Account. 

For members in good standing, you do not need to take any action to add Unbounce Courtesy Pay to your Unbelievable Checking Account.