VISA® Prepaid Cards

  • Attractive card designs—perfect for gift giving
  • Safer than carrying cash—lost or stolen cards can be replaced
  • Purchase price and usage fees much less than competitors’ cards


Call us at 706.291.9290,
or visit one of our locations

VISA® Gift Cards

If it is time to celebrate, whatever the occasion, give a gift that is always well-received--money!

A VISA® Gift card can be used wherever VISA debit cards are accepted and can be used on multiple purchases as long as value remains on the card

Card details include:

  • Price: $3.00/card
  • Card is not reloadable
  • May be purchased at one of our branches; our teller will load and activate the card
  • Card is available for use after one overnight cycle
  • Card can hold any amount between $10 and $1,000
  • Exceptions to where the card can be used: Hotels, gas pumps, rental car companies
  • Maintenance fees: $5.00 after 12 months of inactivity
  • Lost or stolen cards may be replaced
  • Transactions are signature-based

VISA® TravelMoney Cards

The VISA® TravelMoney Card is a card with the safety of a traveler’s check but with the convenience of a VISA® card. These cards allow you to have access to cash worldwide in local currencies and the ability to reload your card online from anywhere. Cards are accepted anywhere VISA is accepted.

VISA® TravelMoney Cards are a safer and more convenient way to carry cash while traveling. If your card is lost or stolen, the balance is returned. Cards also come with FREE cardholder enhancements like:

  • Purchase security: Replacement, repair, or reimbursement for theft of or damage to items purchased with the card
  • Travel and emergency assistance: This includes things like emergency message service, medical and legal referral assistance, emergency transportation assistance, and emergency ticket replacement, and more
  • Lost luggage reimbursement: Up to $250 per trip (up to $1,000 per cardholder) is available

Everything you’ll need to know about the VISA® TravelMoney Card:

  • Price: $7.95/card
  • Purchase the card at a branch location
  • Initial load occurs at the time of purchase
  • Card may be reloaded at our branches or online at
  • Relaods are unlimited and cost only $2.00
  • Members activate the card by calling the Voice Response Unit at (877) 850-9650
  • Card is available for use 24 hours after activation
  • View your card account at
  • Card can hold any amount between $100 and $5,000
  • Lost or stolen cards may be replaced
  • Transactions are signature-based or PIN-based

Managing my VISA TravelMoney Card

You can also manage your card on the phone by called 877-850-9650. This is the number to activate your card, manage your card, and report a lost or stolen card. Members can call this number 4 times per month for free (5th call+ is $0.50). For live member service, members can call 2 times per month for free (3rd call+ is $5.00).

VISA® TravelMoney Card Fees and Freebees

  • Reload Fee: $2.00 per load (unlimited reloads)
  • ATM Balance Inquiry Fee: $1.50 plus ATM Surcharge
  • ATM Withdrawal Fee (Domestic): $1.50 plus ATM Surcharge
  • ATM Withdrawal Fee (International): $2.00 plus ATM Surcharge
  • Cash Back with Pin-based transactions: FREE
  • Cash Advance Fee: $5.00
  • Signature Transactions: FREE
  • Inactivity Fee: $5.00 starts on the 11th month of inactivity
  • Denial Fees at a Merchant or ATM: $0.50 per denied transaction
  • Card Replacement Fee: $5.00
  • Maintenance Fee: FREE
  • Cash Out Fee: $15.00
  • Overdraft Fee: $15.00
  • Rush Delivery Fee: $35.00
  • 2% Foreign Currency Exchange Fee
  • Restaurant authorizations will incur a 20% increase