Loan Rates

Loan Rates Last Rate Change: Nov. 19, 2015

Loan Type   Annual Percentage Rate
New Car As low as 2.99%*
Used Car As low as 2.99%*
Mortgage   Please call for current rates
Personal As low as 8.99%*
Share Secured   Share Rate + 2%
RV's, Boats, & ATV's As low as 4.99%*
Medical Co-Pay Loan   12.00%
Credit Builder Loan   14.00%
VISA® Platinum Rates
Fixed Rate As low as 9.9%*
*These rates are NWGACU's best rates for qualified members. All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please click here for details.
Loan Fees and Freebies
Application Fee Free
      Credit Builder and Savers Loan & Fast Cash Loan $20
Online Application Free
Processing Fee $25.00
Payroll Deduction Free
VISA® Platinum Fees and Freebies
Annual Fee None
Late Payment $20.00
Returned Check $5.00
Sales Draft/Statement Copy $8.00
Grace Period 25 Days
Online Application Fee Free