Savings Rates

Savings Rates Last Rate Change: June 30, 2013
Account Type Annual Percentage Rate Annual Percentage Yield
Share (Savings) Accounts 0.015% 0.015%
Share Draft (Checking) Accounts 0.01% 0.01%
Christmas Club 0.03% 0.03%
IRA 0.15% 0.15%
Share Certificates
6-Month 0.05% 0.05%
12-Month 0.10% 0.10%
24-Month 0.15% 0.15%
Money Market
Bronze $1,000+ 0.03% 0.03%
Silver $15,000+ 0.05% 0.05%
Gold $30,000 0.07% 0.07%
Fees and FreebiesLast Fee Change: May 1, 2012
Excessive Savings Withdrawal $3.00 after 3 per quarter
NSF $30.00
Courtesy Pay $30.00
Returned Items $5.00
Stop Payment $30.00
Overdraft Transfer $1.00
Online Banking Free
Online Bill Pay Free
Statement Copy $1.00 per page
Outgoing Wire Transfer (Domestic) $15.00
Outgoing Wire Transfer (International) $30.00
Incoming Wire Transfer (Domestic) $10.00
Incoming Wire Transfer (International) $10.00
Money Orders $1.00
eStatements Free
Cashier's Checks $1.00
Visa Gift Cards $3.00
Visa Travel Money Card $7.95
Debit Card Replacement $5.00 per card may be charged
PIN Replacement $5.00 per PIN may be charged
Dormant Account $5.00 per month after 5 years